The Division of Financial Institutions regulates check cashers in Ohio pursuant to
Sections 1315.21 to 1315.30
and 1315.99 of the Ohio Revised Code.
No person shall engage in the business of cashing checks for a fee without first obtaining a license.
Instructions and the forms required to apply for a check casher license can be obtained at
http://www.com.ohio.gov/fiin/Forms.aspx . The Division will investigate the applicant to determine they meet
all the statutory requirements for licensure under the act.
Licenses must be renewed annually. Each check cashing office location must be individually licensed. If an office is to be relocated,
the licensee must obtain a new license from the Division prior to conducting business at the new location.
Licensees are responsible for understanding and complying with the applicable statutes. The Division will periodically examine
licensees for compliance with Ohio law and has the power to issue subpoenas in the process of conducting examinations and
In addition, the Division may deny applications for registration, revoke, suspend, or refuse to renew certificates of registration,
or impose fines against licensees pursuant to the Ohio Administrative Procedures Act, Chapter 119 of the Ohio Revised Code.
Questions regarding the industries regulated by Consumer Finance may be e-mailed to: email@example.com